I can confirm that this achievement is GLITCHED in the same way the xbox360 one is.
I tried to find out what exactly causes the glitch to happen, aparently something you do in game resets the achievement tracker, causing it to ignore the upgrades already bought.
The solution to 100% unlock this is still the same as in the xbox360 version.
Play the game as you normally would, but DO NOT buy any power upgrades untill you are at lvl50, with 1065 clusters and after you finished the "Kinzie's Gambit" mission.
Before purchasing the upgrades make a hard save, just in case.
This is very doable on casual difficulty, since it is almost impossible to die, it's a little annoying, but it beats having to play the whole game again, as I had to do.
Also, the upgrades related to challenges and those related to loyalty missions do not count toward the achievement, since you do not have to purchase them.
If you have any question or want to add anything just say so in the comments.