A faster way of doing this is to claim 20 of the customization clothing codes offered for free by the developers. I went to the slickdeals website listed below, followed each link one by one, clicked claim, completed the captcha, got the code and copy/pasted it into the store on the Xbox mobile app. After redeeming the 20+ individual codes I logged back onto the game and the achievement popped as soon as I loaded into my safe house area.
You will also need to make an account at Bohemia.net . I don’t know if these codes will be available indefinitely so jump on it ASAP to knock this achievement out with fairly minimal hassle. Below is the link to the slickdeals website that lists all the different free items you will need. Click the [vigorgame] link next to each item listed to be taken to the games website where you will be able the receive your code. https://slickdeals.net/f/13328227-vigor-xbox-one-in-game-ite...
Incase the list changes below are all the items I redeemed to unlock the achievement:
Pettka the God Jacket
Sorry is this was too wordy, I hope it helps make this one easier for some of my fellow cheevo hunters. Good luck!