A faster way of doing this is to claim 20 of the customization clothing codes offered for free by the developers. I went to the slickdeals website listed below, followed each link one by one, clicked claim, completed the captcha, got the code and copy/pasted it into the store on the Xbox mobile app. After redeeming the 20+ individual codes I logged back onto the game and the achievement popped as soon as I loaded into my safe house area.
You will also need to make an account at Bohemia.net . I don’t know if these codes will be available indefinitely so jump on it ASAP to knock this achievement out with fairly minimal hassle. Below is the link to the slickdeals website that lists all the different free items you will need. Click the [vigorgame] link next to each item listed to be taken to the games website where you will be able the receive your code.
https://slickdeals.net/f/13328227-vigor-xbox-one-in-game-ite...Incase the list changes below are all the items I redeemed to unlock the achievement:
Brno Jacket
Xbox Jacket
Pettka the God Jacket
OnkelPipi Backpack
Hildish Backpack
Twisted Backpack
Boris-15 Backpack
BOABY_SANCHEZ Backpack
TakenotesTTV Backpack
Eskea Backpack
WildAnarchist Backpack
Honourable-Bandits Backpack
Mighty-Raider Backpack
TheYetiBum Backpack
Dizzy-Online Backpack
soyLEGEND Backpack
SepticFalcon Backpack
Skycaptin5lol Backpack
DaChurch Backpack
RexonPoint Backpack
Exampletm Backpack
I hope it helps make this one easier for some of my fellow cheevo hunters. Good luck!