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American Dream

GTA Online: Own an Apartment, Garage and an Insured Vehicle.

American Dream0
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LavindatharLavindathar1,880,471
01 Oct 2013 16 Nov 2013
112 9 76
Note - it seems this achievement can glitch if you buy the property in person. To be safe, buy the property through the website.


This can be done relatively early on during GTAO, and hopefully this solution will save you some cash.

Firstly, DO NOT buy any garage separately for this achievement (the ones that cost 30k ish)

To unlock the achievement, you need to purchase a house, a garage and have an insured car.

You get the insured car during the tutorials. If you lose this, just reinsure another (after tagging it). The tutorial shows you how to do this.

Now, the cheapest garages are around 25k. Don't buy them, as mentioned earlier.

The cheapest house is 80k I believe. I paid 87k for my first in Vespucci beach. You'll see in the description that this house 'comes with a 2 car garage'. This garage counts towards the achievement, making buying a 25k garage a complete waste (for the purposes of The achievement in the cheapest/fastest way). Obviously if you want more personal cars, buy one.

So, for around 90k you can bag yourself this achievement.

If you don't wish to earn the money legit, for £1.99 (UK) or $2.99 (US) you can purchase 100k for GTAO. I'm unsure of prices for Europe, and AUS so if someone comments ill edit in the info.

EDIT - If you are victim of the glitch, save up enough cash to buy the cheapest apartment, 80k approx. Buy it off the Internet, and as soon as the achievement pops, power off your xbox. When you reload you will still have your money.
LavindatharCheers
Posted by Lavindathar on 02 Oct 13 at 00:33
hunterIVPurchasing money is currently unavailable. :(
Posted by hunterIV on 02 Oct 13 at 01:26
Ibanez V7$2.95 for Australia
Posted by Ibanez V7 on 02 Oct 13 at 01:33
A 0 E MonkeyI bought the $80,000 house, which has a garage attached, I also still have the car from the tutorial, however I bought another one as well. The achievement hasn't unlocked for me, is there something I'm missing? I did buy a garage first, it was free for me due to the collectors edition I think but it makes you trade it in before you can buy a house which is weird.
Posted by A 0 E Monkey on 02 Oct 13 at 06:04
CHRI5T0PH5RRemember to insure the vehicle at Los santos customs
Posted by CHRI5T0PH5R on 02 Oct 13 at 07:16
A 0 E MonkeyIt was insured during the tutorial, I also bought another vehicle, I went to insure it and it said already insured and tracked. Unless there is another option somewhere to insure a vehicle that I've missed?
Posted by A 0 E Monkey on 02 Oct 13 at 08:13
LavindatharAs far as I know, there is only one way to insure a vehicle.

The way I did it was :

Insured tutorial car
Stole new car, tracked and insured it.
Bought house with garage attached.
Achievement popped.

I did it that way around to see if I needed to buy a little garage or not, but as soon as I bought the house the achievement popped.

Maybe you just hit a day one glitch?
Posted by Lavindathar on 02 Oct 13 at 08:48
A 0 E MonkeyI went back and stole another vehicle and got "Tracker" and "Full Coverage" on it, still no juice :(
Posted by A 0 E Monkey on 02 Oct 13 at 09:53
Ibanez V7I just bought an apartment with a garage and didn't get it either. I'm still rocking the tutorial car though so I'll get another. Maybe if stealing a car doesn't work you could purchase a car from a website?
Posted by Ibanez V7 on 02 Oct 13 at 12:52
A 0 E MonkeyWell I saved up again and bought the $87k house, replacing the cheaper one and pop! So I guess the 80k one isn't good enough haha, phew!
Posted by A 0 E Monkey on 02 Oct 13 at 16:52
IOnEI FalconAre people having luck buying money from the Xbox Game Store? Mine says it's down.
Posted by IOnEI Falcon on 02 Oct 13 at 17:19
LavindatharStrange. Or maybe it needs to be a different car, and not the tutorial one? Aoe monkey, did u change your car to a new one when it popped?
Posted by Lavindathar on 02 Oct 13 at 18:11
Pine ReaperI bought the 80k house. Swiped a car (my tutorial car went walkabout and never returned) Took it to the garage attached to the house, and the mechanic fitted a tracker for free. Then I took it to LS customs and bought the 10k insurance. And as soon as I clicked it, the cheeve popped.
Posted by Pine Reaper on 02 Oct 13 at 19:23
IOnEI FalconDang, I re-insured a car as Pine stated above and still no achievement. I should have just bought the 87K place.
Posted by IOnEI Falcon on 02 Oct 13 at 21:20
BLAZE VIIAlright guys, same fucking problem here. Stole a car, put the tracker on, insured it - FULL COVERAGE, then I bought one of the uptown apartments (paid $ 115.000,00 Checked everything in the new apartment and in the garage and STILL NO ACHIEVEMENT! So you guys think we actually have to buy a garage too!?
Posted by BLAZE VII on 02 Oct 13 at 22:14
LavindatharNah blaze, I think it's far more likely we are looking at a bug. People on here, and over at 360a are getting the 80k one to work.

I'd suggest buying a mother property, and see if that fixes it
Posted by Lavindathar on 02 Oct 13 at 22:25
BLAZE VIIYeah seems so, I tried to do everything with a second car, stealing, new insurance and stuff, didn't unlock either, damn! I wish there would be a option to sell already bought property!
Posted by BLAZE VII on 02 Oct 13 at 23:05
Ashen SeraphDitto glitched for me but not the friends I was playing with. The difference between what I did and what my friends did is I went to the location and bought the $125G apartment in person at the for-sale sign while they bought it through the website. Maybe that's the key? Haven't built up enough money to do any real testing of that idea.
Posted by Ashen Seraph on 03 Oct 13 at 08:16
LavindatharMaybe, I bought through the website
Posted by Lavindathar on 03 Oct 13 at 08:30
BLUEBERRYPETEya, I got the achievement with the default tracker, but I bought the property from the website.
Posted by BLUEBERRYPETE on 03 Oct 13 at 09:21
BLAZE VIIAlright guys, got another 80,000 together and bought the cheapest apartment DIRECTLY FROM THE WEBSITE and the achievement unlocked! Might want to add the note that it can be glitched if you buy it from the sales-sign in front of the building.
Posted by BLAZE VII on 03 Oct 13 at 14:36
LavindatharAs stated by others hedi, go buy via the website...
Posted by Lavindathar on 03 Oct 13 at 17:54
MeonOneSo I just bought an apartment with the 2 car garage ($87,000.00) and popped my achievement. Once I got the achievement I backed out of the multiplayer and when I came back in I did not have that apartment purchased anymore. Lost all apartment and the money spent on the apartment. So pissed right now. But whatever I got my achievement.
Posted by MeonOne on 03 Oct 13 at 22:44
Games MasterBought the $150,000 property off the dynasty 8 website with the tutorial car still and the achievement popped! =)
Posted by Games Master on 03 Oct 13 at 23:29
You So ShadySame bug happened for me.

Bought in front of the sale sign first, no achievement.

Gathered another 80k, bought directly from the website > Achievement popped.
Thanks for the guide (:
Posted by You So Shady on 04 Oct 13 at 00:12
HashDKCan I sell the apartment so I can buy it on the web so the achievement will pop? Or dos someone else have a another advice to get the achievement when I bought the apartment in person?
Posted by HashDK on 04 Oct 13 at 13:13
Ashen Seraph@MeonOne - You probably just dashboarded or powered off without exiting the online mode. That has a habit of happening if you don't return to the single player first. Had several friends lose stupid amounts of progress because of that.

@HaskDK - Pretty certain you'll have to buy another apartment in order to sell your current one. You'll only get a partial return on the money for either purchase though (roughly half for each). If you still need a 10-car garage apartment, you may be best off saving up the money for one of them. If you already have a 10-car, remember that they all have the same features, layout, and functionality, just different locations so you could look for a cheaper one or better location. If you have a 10-car in a spot you just REALLY have to have, you could try to buy the cheapest garage you can find in town; that should minimize the financial impact of the second purchase.
Posted by Ashen Seraph on 04 Oct 13 at 13:44
HashDK@SeraphimNeeded - I don't have an apartment with 10 cars garage, thanks.
Posted by HashDK on 04 Oct 13 at 14:27
Gumbeaux JrAnybody know how to tell which apartments have heists planning boards? Are they all supposed to?
Posted by Gumbeaux Jr on 04 Oct 13 at 17:42
OLLI3If you buy a second house/garage what happens to the first one that you bought?
Posted by OLLI3 on 04 Oct 13 at 19:00
HashDKWhat is it I need a 10 car garage apartment for?
Posted by HashDK on 04 Oct 13 at 20:55
LavindatharInferno, you receive cash back. Like a part exchange,...
Posted by Lavindathar on 05 Oct 13 at 00:52
LAFTAAdd me to the glitchd list, even lost the property. Just to rub salt in the wound.
Posted by LAFTA on 05 Oct 13 at 11:20
xELDRESSOxglitched. bought the same apartment but not by website :( 2 cars with trackers and insured still no cheevo. Rockstar reached bottom. unplayapble MP and glitched achievements. could understand that if it was some indie company :/
Posted by xELDRESSOx on 05 Oct 13 at 17:53
DeAtHisLaNdGot the achievement after buying the $80,000 Appartment from the website !
Posted by DeAtHisLaNd on 06 Oct 13 at 06:35
horstwayneWhat is a good/fast way to get GTA$ ingame (so not buying them)?
Posted by horstwayne on 07 Oct 13 at 10:51
QuadrahandsAnother great glitch from R*. Just spent all my cash on a sweet apartment (hard-earned, not microtransaction bs, they can piss off if they think their getting more of my cash). Does anything online work well? They managed to patch that mission people were 'exploiting', but when it comes to exploiting customers that line their pockets they just turn their backs. Scumbag R*
Posted by Quadrahands on 07 Oct 13 at 11:49
LavindatharHorst, repeat some of Geralds missions. Ones like Violent Duct and Death Metal, its like 9k for 3minutes. They removed the replay feature on these missions, but I believe there are ways around it.
Posted by Lavindathar on 07 Oct 13 at 12:09
AllOvaMyselfIf you click your right trigger after 'liking' the mission, it will restart (just keep trying, it works). The right trigger is not listed as a command at the lower right, but it still is operational. It will only be a short amount of time before they fix this, so use it while you can.

We all know they'll fix that 'exploit' before they fix things that are truly broken.

My problem is that I can't access the in-game Internet in either Story Mode or Online. It shuts down a split second after I call it up and then I can't use my phone or interact with anything that needs the D-pad.

As such, I bought my house on foot, didn't get the achievement and have no Internet to try and buy anything - which makes high-end cars completely unobtainable for me - so I can't trade the apartment, either.

When I try to ask R* about it, they read my message as complaining that I can't get into Online. I wish someone over there would actually read the messages instead of just scanning them...
Posted by AllOvaMyself on 07 Oct 13 at 17:39
BasanakinI bought a garage a long time ago for 34000$, I guess I cant get the achievement now....
Posted by Basanakin on 07 Oct 13 at 17:56
LavindatharBasanakin, you should be able to once you purchase the apartment. I was just saying don't, as its uneeded and a waste of cash
Posted by Lavindathar on 07 Oct 13 at 18:05
mired914Just thought I would share but it is still glitched, I own all the stuff and got no achievement. From the comments you will have to buy it through your phone and not by going up to the sign. Also you can only own one place at a time (dumb right?) so you can buy whatever you want and then when you are ready for something better the cost of the first place is taken off the cost of the new place so you actually don't lose any money.
Posted by mired914 on 07 Oct 13 at 18:44
AllOvaMyselfIf you click your right trigger after 'liking' the mission, it will restart (just keep trying, it works). The right trigger is not listed as a command at the lower right, but it still is operational. It will only be a short amount of time before they fix this, so use it while you can.

We all know they'll fix that 'exploit' before they fix things that are truly broken.

My problem is that I can't access the in-game Internet in either Story Mode or Online. It shuts down a split second after I call it up and then I can't use my phone or interact with anything that needs the D-pad.

As such, I bought my house on foot, didn't get the achievement and have no Internet to try and buy anything - which makes high-end cars completely unobtainable for me - so I can't trade the apartment, either.

When I try to ask R* about it, they read my message as complaining that I can't get into Online. I wish someone over there would actually read the messages instead of just scanning them...
Posted by AllOvaMyself on 07 Oct 13 at 19:08
WSB DubEmSensiyeah achievement glitched and i bought the biggest penthouse in person omfg...
Posted by WSB DubEmSensi on 08 Oct 13 at 04:46
WSB DubEmSensiis there a possibility if u swap with ur online characters and u buy the 87k kouse, u'll get the achievement?
Posted by WSB DubEmSensi on 08 Oct 13 at 04:56
LavindatharIve no idea WSB, but I doubt it.
Posted by Lavindathar on 08 Oct 13 at 08:51
ZavisticIf anybody was wondering if you acn get this achievement without actually buying a house then i tried it myself.

You can simply buy the house on the website then hit the off button on your Xbox the second the achievement pops and when you load up GTA Online you get to keep your money :)

I done this as i didn't want a house, i only wanted a garage for my cars :)
Posted by Zavistic on 08 Oct 13 at 09:11
A Sneaky Sl0thIm another confirmation that buying the apartment in person will void the achievement
Posted by A Sneaky Sl0th on 08 Oct 13 at 16:49
Lavindathar:'(
Posted by Lavindathar on 08 Oct 13 at 17:16
Bandidaoi bought the house that costs $80.000 and the achievement didnt popped, probally because i was playing in invite only session, if anyone try do this achievement again,try buying on a public session, maybe it will work. I will test it later
Posted by Bandidao on 09 Oct 13 at 21:00
LavindatharAnd you bought using the website Bandidao?
Posted by Lavindathar on 09 Oct 13 at 21:53
Bandidaono, i got the location from the website and bought the house pressing right on D-pad in the sign by front the house
Posted by Bandidao on 10 Oct 13 at 01:54
LavindatharAhh, thats why its glitched then.
Posted by Lavindathar on 10 Oct 13 at 09:06
k0ngzorSame, bought a 300k apartment, no achiev
Seriously Rockstar, fix your shit
Posted by k0ngzor on 10 Oct 13 at 20:32
GTA 5 ForeverYou can add in the solution that R* will give a present of 500.000$ to all people who played Gta Online on October
Posted by GTA 5 Forever on 11 Oct 13 at 16:02
Briana11 VR46Shit, same here... Buyed a house in person, no achievement. Is there already a solution how to fix this to get the achievement?
Posted by Briana11 VR46 on 12 Oct 13 at 08:06
DemonTweak08Is there a work around if you bought the apartment in person, it never crossed my mind that I should check a achievement guide for such a simple achievement, yet R* find away to make a simple achievement 10x harder by leaving fucking bugs in it, this games almost got as many bugs in as a Bethesda game. $400k of hard earned money spent and no fucking achievement, not impressedangry
Posted by DemonTweak08 on 12 Oct 13 at 08:46
John CabooseI bought in person, no achievement. I will buy a new house from the website with part of my stimulus money. Hopefully the achievement will pop then.
Posted by John Caboose on 12 Oct 13 at 20:19
DarklightsZavistic you genius!!
I had saved for ages for a nice apartment with 10 car garage, got hit by the glitch.
Thanks to you I just got the cheap place, got the pop and went to dashboard.
Now I got my nice apartment and achievement headspin

Lavindathar you should add this as a work around for those glitched, simply buy a cheaper apartment with garage through the website, after the pop go to dashboard to avoid losing your original place.
Posted by Darklights on 13 Oct 13 at 06:53
LavindatharIll edit it in.
Posted by Lavindathar on 13 Oct 13 at 13:33
LordFightALotBought the 400K house... Glitched Achievement :(
Posted by LordFightALot on 13 Oct 13 at 18:16
LordFightALotI followed the advise on the glitched achievement and I bought the 80K house of the website, then I dashboarded before the achievement popped up (because it will take you to the achievement description tab if you press the Home Button to late) and it worked!

I loaded up Online again, and woke up in my 400K house without losing any money. Thanks!
Posted by LordFightALot on 13 Oct 13 at 19:22
HyperglideYa mine glitched. I bought the 87k apartment and I have 2 insured and tracked cars in my garage but the achievement didn't pop. I bought it in person so I'm going to save up for the $205 dollar apartment with 10 car garage and just do that. But I'll do it online. So thanks for the guide!
Posted by Hyperglide on 14 Oct 13 at 14:33
Ereaser NLThanks for that last edit!
Posted by Ereaser NL on 27 Oct 13 at 00:03
SuperLambchopsMy brother just bought an apartment in person and he did not get the achievement. It looks like it was not fixed.
Posted by SuperLambchops on 16 Nov 13 at 00:28
ZavisticThanks @Silent_Dogwood :)
Posted by Zavistic on 16 Nov 13 at 08:23
Lavindatharupdated solution to include its not fixed.
Posted by Lavindathar on 16 Nov 13 at 13:49
Im Michaael:( didn't get it
Posted by Im Michaael on 22 Nov 13 at 13:53
James12183What about the fact that I did not get the Achievement even though I bought the property through the website. Was the most expensive property. Also had the insured car from the beginning. It claims in the stats that I have not bought a house or a garage. So the problem is not just from buying the property in person but also from the website.
Posted by James12183 on 23 Nov 13 at 16:15
StarshadeFPSno glitch here. bought a house right after insuring my car.
Posted by StarshadeFPS on 02 Dec 13 at 18:16
dotCodyBought a House w/ Garage from the website, no achievement. Already own 10 Insured cars.
Posted by dotCody on 15 Feb 14 at 20:21
Moe GZthrough the website means by connecting to Internet from your phone in the game. (at first I thought it was on Rockstar Social Club website)
Posted by Moe GZ on 28 Mar 14 at 00:08
o P1P3L1N3 oFinally got this, thank's for the apartment solution ;)
Posted by o P1P3L1N3 o on 27 Jun 16 at 19:23
AnDo0 PwnZlol didn't even know this was an achievement until I got it on UHH 3. I have 3 garages, 4 apartments, 2 offices and a bunker. About 15-20 cars/bikes (all insured) but no achievement. I guess I'll try buying online but I'm fairly certain I've already bought some online.
Posted by AnDo0 PwnZ on 20 Sep 17 at 22:34